|FinAccel’s focus is to increase financial inclusion across the ASEAN region by providing access to credit in an affordable and convenient manner. Through a proprietary, industry-leading risk management system that leverages data and technology, FinAccel can automate key operational tasks and manage risk over the customer life cycle, achieving bank-level risk metrics and highly efficient operations. The proprietary verification and credit-scoring technology impacts the customer onboarding experience, which FinAccel considers as one of the most important journeys in a customer’s interaction with its product Kredivo, as well as a key determinant of the sustainability of the organization’s business model.|
Through its payment method, Kredivo, FinAccel is then able to offer an instant and unique two-click checkout system that simplifies the process for consumers and reduces cart abandonment rate, becoming a real-time transaction enabler for Kredivo’s ecommerce partners. Through deep integration with its ecommerce partners and fraud detection technology, Kredivo can offer customers the ease of making online purchases without having to log in to their Kredivo account and input a one-time password.